Lehigh County Courthouse: (610) 782-3318 501 Hamilton Street Allentown, PA 18101

Lehigh County Government Center: (610) 782-3332 17 S 7th Street Allentown, PA 18101


Rates Effective 10/16/2023

Saving Rates


Account Range APY*
Shares $25.00 - $10,000.00 1.25%
- $10,000.01 - $25,000.00 1.50%
- $25,000.01 - $74,999.99 1.75%
- $75,000.00 and Up 2.00%
Christmas Club - 3.00%
Vacation Club - 0.50%

*APY = Annual percentage Yield.

Rates Effective 10/19/2022

Loan Rates


Loan Type Term APR* Details
New Autos Up to 36 months 4.50 - 6.50% -
New Autos Up to 60 months 5.00 - 6.00% 100% MSRP
New Autos Up to 72 months 6.00 - 8.00% 100% MSRP
Used Autos 2018 and newer Up to 36 months 5.00 - 7.00% 80-90% NADA retail
Used Autos 2018 and newer 48 - 60 months 5.50 - 7.50% 80-90% NADA retail
Used Autos 2020 and newer Up to 72 months 6.00 - 8.00% 80-90% NADA retail
Used Autos 2013 - 2017 Up to 48 months 6.00 - 8.00% 75% NADA retail
Used Autos 2013 - 2017 Up to 60 months 6.50 - 8.50% 75% NADA retail
Reconstructed, water damage, or salvage titles - 65% of NADA
NEW Motorcycles - 5.50 - 7.50% 80% MSRP for new or NADA for used
USED Motorcycles - 6.25 - 8.25% 80% MSRP for new or NADA for used
1st Mortgage 10 years 5.50 - 7.59% -
1st Mortgage 15 years 5.75 - 7.75% -
1st Mortgage 20 years 6.75 - 8.75% -
Home Equity 5 years 5.50 - 7.50% -
Home Equity 10 years 6.00 - 8.00% -
Share Secured Up to 48 months As low as 5.00% Min $1,000.00
Personal Unsecured Up to 36 months 7.95 - 12.95% Min. $1,000.00 / Max. $10,000.00
Line of Credit Up to 36 months 15.00% Max $3,500.00
Co-signer Up to 30 months 15.00% Max $2,000.00
Recreational Vehicle - titled by PA Department of Transportation - 5.50 - 6.50% -

*APR = Annual percentage rate. Eligibility: A member in the midst of bankruptcy does not qualify for a new/refinanced loan.

Rates Effective 4/16/2019

Fee Schedule


Share / share Draft Fees
Account reconciliation / research time $25.00 / hr
Checks payable to third parties $3.00
Certified Checks $5.00
Check orders varies
Statement copies $5.00
Account history printout $5.00
Dormant account fee (over 2 years) $5.00 / month
Stop Payment (all types) $25.00
Lost/Stolen Debit Card Replacement $10.00
Regulation D Fees $25.00
Bad Address $5.00 / month
Escheat Fee $50.00 / account
Vehicle Title Processing $73.00
Return Deposit check fee $15.00
Visa Debit Card Fees
ATM / POS overdraft $30.00
ATM Replacement Card $10.00
Miscellaneous Fees
Money orders $1.00
Money orders (Non-Member) $3.00
Home Banking FREE

*APR = Annual percentage rate. Eligibility: A member in the midst of bankruptcy does not qualify for a new/refinanced loan.