Regular Share Accounts can be opened with a minimum of $5.00. A minimum of $25.00 is required to earn a dividend. Dividends are earned from day of deposit to day of withdrawal and posted quarterly. Monies can be withdrawn at any time with no penalty.
A Share Draft Account work like a checking account, with the benefit of NO MINIMUM BALANCE, NO MONTHLY SERVICE CHARGE and NO PER CHECK CHARGE. Members with share draft accounts receive monthly statements showing the activity for the previous month. Cancelled checks are not returned to you – but a copy of any draft may be obtained upon request. Members with a share draft account can apply for the VISA check card. This card allows you to make purchases instead of writing a check and allows you to withdraw cash from your share draft account at any ATM machine with the VISA logo. Certain fees apply. We offer the first 50 checks free. Try it — we think you’ll like it!
Members can open a Christmas Club which is transferred to the share account each October 1 — just in time for holiday shopping.
A Vacation Club is operated on the same priciple as a regular share account with no minimum balance.