Lehigh County Courthouse: (610) 782-3318 501 Hamilton Street Allentown, PA 18101
Lehigh County Government Center: (610) 782-3332 17 S 7th Street Allentown, PA 18101
Rates Effective 4/16/2019
| Account | APY* |
|---|---|
| Shares | 1.00% |
| Christmas Club | 0.50% |
| Vacation Club | 0.50% |
*APY = Annual percentage Yield.
Rates Effective 10/19/2022
| Loan Type | Term | APR* | Details |
|---|---|---|---|
| New Autos | Up to 36 months | 4.50 - 6.50% | - |
| New Autos | Up to 60 months | 5.00 - 6.00% | 100% MSRP |
| New Autos | Up to 72 months | 6.00 - 8.00% | 100% MSRP |
| Used Autos 2018 and newer | Up to 36 months | 5.00 - 7.00% | 80-90% NADA retail |
| Used Autos 2018 and newer | 48 - 60 months | 5.50 - 7.50% | 80-90% NADA retail |
| Used Autos 2020 and newer | Up to 72 months | 6.00 - 8.00% | 80-90% NADA retail |
| Used Autos 2013 - 2017 | Up to 48 months | 6.00 - 8.00% | 75% NADA retail |
| Used Autos 2013 - 2017 | Up to 60 months | 6.50 - 8.50% | 75% NADA retail |
| Reconstructed, water damage, or salvage titles - 65% of NADA | |||
| NEW Motorcycles | - | 5.50 - 7.50% | 80% MSRP for new or NADA for used |
| USED Motorcycles | - | 6.25 - 8.25% | 80% MSRP for new or NADA for used |
| 1st Mortgage | 10 years | 5.50 - 7.59% | - |
| 1st Mortgage | 15 years | 5.75 - 7.75% | - |
| 1st Mortgage | 20 years | 6.75 - 8.75% | - |
| Home Equity | 5 years | 5.50 - 7.50% | - |
| Home Equity | 10 years | 6.00 - 8.00% | - |
| Share Secured | Up to 48 months | As low as 5.00% | Min $1,000.00 |
| Personal Unsecured | Up to 36 months | 7.95 - 12.95% | Min. $1,000.00 / Max. $10,000.00 |
| Line of Credit | Up to 36 months | 15.00% | Max $3,500.00 |
| Co-signer | Up to 30 months | 15.00% | Max $2,000.00 |
| Recreational Vehicle - titled by PA Department of Transportation | - | 5.50 - 6.50% | - |
*APR = Annual percentage rate. Eligibility: A member in the midst of bankruptcy does not qualify for a new/refinanced loan.
Rates Effective 4/16/2019
| Share / share Draft Fees | |
|---|---|
| Account reconciliation / research time | $25.00 / hr |
| Checks payable to third parties | $3.00 |
| Certified Checks | $5.00 |
| Check orders | varies |
| Statement copies | $5.00 |
| Account history printout | $5.00 |
| Dormant account fee (over 2 years) | $5.00 / month |
| Stop Payment (all types) | $25.00 |
| Lost/Stolen Debit Card Replacement | $10.00 |
| Regulation D Fees | $25.00 |
| Bad Address | $5.00 / month |
| Escheat Fee | $50.00 / account |
| Vehicle Title Processing | $73.00 |
| Return Deposit check fee | $15.00 |
| Visa Debit Card Fees | |
| ATM / POS overdraft | $30.00 |
| ATM Replacement Card | $10.00 |
| Miscellaneous Fees | |
| Money orders | $1.00 |
| Money orders (Non-Member) | $3.00 |
| Home Banking | FREE |
*APR = Annual percentage rate. Eligibility: A member in the midst of bankruptcy does not qualify for a new/refinanced loan.